# ZIG Finance launches tokenized Saudi SME credit product for institutions

_Published Wednesday, November 11, 2026 at 12:36 PM EST · Products · Latest · Tier 2 — Notable_

![ZIG Finance launches tokenized Saudi SME credit product for institutions — Primary](https://media.thenextweb.com/2026/11/zig-finance-zems-vault-laser-digital-graphic.jpg)

ZIG Finance says it has launched the zEMS Vault, giving eligible institutional investors access to a pool of Saudi small and medium-sized business loans through tokens issued on BNB Chain. The launch is described in a contributed article published by The Next Web.

Beehive originates the underlying credit. KAIO manages tokenization and compliance, including identity checks at subscription and redemption, while Nomura subsidiary Laser Digital advises on risk governance.

Access is restricted to selected eligible jurisdictions. The product provides no principal protection or direct ownership of underlying assets. Laser Digital has not assessed or rated the loans or borrowers; credit selection and risk management remain with ZIG Finance and the originator.

## Sources

- [The Next Web](https://thenextweb.com/news/zig-finance-zems-vault-saudi-sme-credit-laser-digital)

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Canonical: https://techandbusiness.org/newswire/74DcoZRRNuiNfbbXIn_z02
Published: 2026-11-11T17:36:25.415Z
Story chronology: 2026-11-11T16:10:20.000Z
Retrieved: 2026-11-12T00:58:59.153Z
Publisher: Tech & Business (techandbusiness.org)