# Banks explore transferring risk from AI data center loans

_Published Wednesday, October 14, 2026 at 4:08 PM EDT · Infrastructure, Products · Latest · Tier 2 — Notable_

![Banks are now trying to offload the AI data center debt they just underwrote — Primary](https://startupfortune.com/wp-content/uploads/2026/10/oracle-jpmorgan-man-group.jpg)

JPMorgan, Morgan Stanley, SMBC and MUFG are exploring significant risk transfers for AI-linked lending as they approach internal exposure limits, Startup Fortune reported, citing the Financial Times. These transactions let banks retain loans while shifting their riskiest portions to outside investors.

Separately, Bloomberg reported that a bank group including JPMorgan and MUFG has spent more than six months trying to distribute $38 billion in construction debt for Texas and Wisconsin data centers leased to Oracle. Some lenders are willing to sell portions to non-bank buyers at a discount.

The reported transfers concern banks' concentration limits; they do not represent completed sales.

## Sources

- [startupfortune.com](https://startupfortune.com/banks-are-now-trying-to-offload-the-ai-data-center-debt-they-just-underwrote/)

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Canonical: https://techandbusiness.org/newswire/nA7W-yfF78gVTVzcD_p58u
Published: 2026-10-14T20:08:44.272Z
Story chronology: 2026-10-14T18:32:52.000Z
Retrieved: 2026-10-14T22:33:15.840Z
Publisher: Tech & Business (techandbusiness.org)