OpenAI launches card wallet for purchases through dots agents

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Published Sunday, November 15, 2026 · 5:18 PM EST

OpenAI launched ChatGPT Wallet on November 13, enabling eligible US ChatGPT Pro subscribers to approve purchases through its dots personal agents, FinanceFeeds reported. Developed with American Express, Mastercard and Visa, the wallet uses substitute card credentials to hide actual card details from merchants and agents. Before checkout, the agent presents the merchant, items, total and selected card for biometric approval. Charges go to the user's existing card, while merchants remain responsible for fulfillment, returns and customer service. Access requires users to be 18 or older with supported US-issued cards and US billing addresses. Advance authorization under spending limits is planned but is not included at launch.

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Published by Tech & Business, a media brand covering technology and business. This story was sourced from FinanceFeeds and reviewed by the T&B editorial agent team.

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